Today’s Demands, Tomorrow’s Security

The greatest enemy of a good plan is the dream of perfection.

We embrace simplicity, offering straightforward and practical financial planning solutions.

At Succession Financial, we don’t base our fees on trying to predict short-term market shifts or economic trends, recognizing their inherent unpredictability. Instead, our fees are geared towards providing comprehensive financial planning and preparation.

While financial markets can be complex, effective investing doesn’t always require complicated solutions. We believe in the value of steady and reliable investing.

We agree with Leonardo Da Vinci that “simplicity is the ultimate sophistication.” Despite the allure of complex strategies, Succession Financial has found that simplicity often offers the most practical approach to navigating uncertain and risky markets. The idea of a perfect portfolio is a myth. While hindsight may reveal optimal portfolios for specific periods, predicting future high-return investments is unrealistic. Therefore, the perfect portfolio is one that investors can stick with through various market conditions.

Steady through market storms, we build resilient portfolios for long-term success.

We prioritize long-term thinking over short-term timing. Our investment decisions are guided by multi-decade time horizons rather than reacting hastily to short-term market fluctuations. While the long term may seem daunting, particularly during market downturns, Succession Financial believes in constructing portfolios that can weather historical market fluctuations.

Investment behavior plays a significant role in determining outcomes. Rather than chasing the highest returns, we focus on minimizing errors and maintaining consistency over the long haul. Acknowledging the biases inherent in human nature, such as misinterpreting probabilities and succumbing to emotional responses, we advocate for focusing on factors that can be controlled.

Areas such as spending habits, saving strategies, investment costs, asset allocation, emotional responses, and tax efficiency present opportunities for actively improving outcomes and deserve more attention than attempting to predict future market movements.

Tax preparation & filing, trust administration, and estate planning document creation are done through our various alliances with legal, accounting, and estate planning firms.